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Professional Insurance RC and Personal accidents

To teach Yoga, you will need to be insured.

The insurance covers, worldwide or in the country where you engage in the activities of a Yoga teacher and similar techniques under the auspices of a professional Federation of Yoga that is recognized for it’s members, teachers or students.

A Professional Insurance RC”(civil liability) and personal accidents

Summary of the conditions of insurance.

Contract Ethias no xxxxxx

  1. 1 Subject: activities insured

The Board of ETHIAS, trusting us to define ourselves these activities, decided to place under its aegis:

Yoga and similar activities organized by its teacher members.

Activities recommended by a teacher to his students.

Two categories of risks are covered :

  1. Civil liability (relative to a third party)
  2. Personal accidents

Guarantees civil liability.

The contract guarantees the financial consequences (including the legal costs in the event of civil action) that could be borne by the insured following damage caused to other people. This warranty is granted during the insured activities and group travel.

Are excluded from the insurance :

  • Damage to goods, movable or immovable, e.g.: glasses, clothing and personal effects shall not be reimbursed.
  • Damage caused by the use of a vehicle that legally has to be insured.
  • Covered amounts: limited to xxx euros per claim for personal injuries. 

Personal injury

The contract guarantees the insured payment of the sums provided, in case of bodily injury to themselves. This warranty is granted for accidents occurring during the insured activities and those that occur on the way to the place of meeting. Individual and group travel, even by plane, is therefore guaranteed.

“By accident” means a sudden event whose cause is foreign to the body of the victim and which produces a bodily injury. Shall be assimilated to an accident and therefore covered:

  • The consequences of physical effort, such as dislocations and muscle tears.
  • Diseases which are the direct consequence of an accident covered: insolation, accidental suffocation…

Amounts covered:

  1. Processing fee
  • Transportation, medical, pharmaceutical, prosthesis, orthopaedic and special treatment expenses, (massage, physiotherapy,),
  • Hospitalization, etc.”

Are covered for 75 weeks after the accident.

The cost of treatment is reimbursed by reference to the rates of the NIHDI (so only for treatments that are listed there and without exceeding the fixed maximum amount), for the part exceeding the mutual repayments.

– Dentures are reimbursed to maximum xxx euros per tooth and not exceeding xxx euros per victim.

  1. b) In the case of death, there is payment of a capital of xxx euros per victim.
  2. c) In the case of permanent disability, there is payment of a capital sum determined in proportion to the degree of invalidity on the basis of a capital of xxx euros for 100% disability.

Are excluded from the warranty: accidents intentionally caused or occurring under the influence of drink or drugs.

In any event, ETHIAS intervenes after reimbursement by the mutual and by any other insurance covering the same risk. No cumulating is therefore possible.

  1. Declaration :

The accident must be declared as soon as possible

  1. Of effect :

You’re covered when you pay your fee as an effective member, teacher or practitioner. Your students are covered when you have sent their names and addresses to the secretariat and that you have paid for them the contribution of associate membership.

Student insurance is personal. One cannot transfer the assurance of one student to another one, even if the first one has given up coming.

Some jurisdictions require that teachers who offer courses of yoga in their building be covered by a RC-fire insurance.

The form required for this insurance is generally provided by the administration itself; otherwise, it can be obtained for Belgium from:

EHIAS, rue des Croisiers, 24 – 4000 Liège.

Tel : 04 220 36 07 (M. Dessouroux) or 04 220 36 15 (Mme Materne)

Your membership to the association covers accidents and liability,

The cost of this coverage is generally low.   You can continue to register new students throughout the year but all entries (and insurances that are attached) expire on 31 August regardless of the date of registration.

For Belgium :


For France :

  • x

For Greece :

  • x

About Ashtanga Yoga Teacher Workshop

A message from R. Sharath (Guruji’s Grandson)

« In this modern world, everything is instant. No one has patience. Everyone wants to have [everything] as soon as possible. In yoga also it has become like that. Many places you go, they certify you in 15 days, one month. Always someone who’s coming to India, they think, “Oh, I’ll be here for one month, I should get a certificate that I’m studying here.”
We get many phone calls. Last week also there were three phone calls, one from Delhi, one from England, another from America.
Straight away they said “Oh, do you have teacher training.”
Yoga is getting big but it is getting crazy also. It’s not that yoga is crazy. People are making it crazy. They’re not understanding the sense of yoga, the purity of yoga. A yoga teacher should always maintain the purity of the practice.

You know when I was a child, whenever I used to see a Chinese or a Japanese, I thought they knew Karate. We used to stay away from them because we thought they knew Karate. Because we had been to see ‘Enter the Dragon,’ the Bruce Lee movie. Then there was no television or anything, the only entertainment was to go to a theatre and watch a movie. So, we watched that movie, and we thought every Chinese, Japanese knows martial arts. So he can beat us up, so stay away from them. And now [the] same thing has happened to yoga. Whoever looks like an Indian, if he is dressed in a saffron, or even a lungi (traditional South Indian dress), he becomes a yogi. Many yogis are sprouting up everywhere. Why I’m saying this is, for a practitioner [of yoga] it is very important to choose your teacher. A teacher who can guide you properly. A teacher who knows, who has been practicing for many years, who has come from a lineage. That is very important.

Bhagavad-Gita, "the song of the blessed.

Bhagavad-Gita, “the song of the blessed.

Sharath quotes from BhagavadGītā (Ch 4, vs 1-2)

imam vivasvate yogaṃ proktavanahamavyayam vivasvanmanave praha manuriksvakave-bravit evam paramparapraptamimam rajarsayo viduḥ sa kaleneha mahata yogo nastah parantapa

The BhagavadGītā is a very big, is a beautiful book.
It says – eighteen chapters – it all says about yoga practice.
How one should learn yoga through paramparā. paramparā is learning through a lineage. Like how Krishnamacharya learned from Ramamohan Brahmachari, Pattabhi Jois learned from Krishnamacharya. You know it’s a lineage, it’s not like a cell phone booth you open here (pointing outside). Every street has a cell phone booth. A correct sādhaka (practitioner), sādhanā
(practice) is very important to transmit from a teacher to his students. For a teacher to transmit the knowledge to his students, first he has to learn it for many years. He has to experience it within him[self]. Then only it is possible to transfer the correct method to his students.

Now days you get so many videos on You-tube, it is very difficult to make out which is circus, which is yoga, which is what. All crazy yogas. All different stupid yogas. For everything they join yoga. Naked Yoga! What is this nonsense?
Kookoo yoga. Hot Yoga. What is Hot Yoga? Hoot Yoga, Heat Yoga, Bang Yoga, all these crazy yogas, for everything they join yoga.
But it is our duty, being a practitioner of yoga. Some of you are also teaching. It is very important to keep the purity. If we don’t keep the purity within us, in another ten years, fifteen years, yoga will have a different meaning. Yoga is described in many different ways:

  1. Union, union of the jivatma or individual soul when it gets connected or joins with the supreme soul is called as ‘yoga.
  2. Or, yoga is the way of [to obtain] mokṣa (liberation)
  3. Liberation [itself] is called as ‘yoga.’

So there are different explanations for yoga. It can be experienced in different ways. Once you become one with everything, it becomes yoga. So that’s union, we call it.
So for yoga, to practice yoga, sādhanā (practice) is very important. If you do it for one year, two years, three years, you won’t go to the depth of yoga. If you want to go deep…
if you just keep on sailing in the sea it will never end. You’ll get bored. You’ll get bored and you won’t learn anything. Once you dive inside the sea, once you go deeper inside the sea, you can see the beauty of the sea… Once you go deeper in your practice, you can experience so many good things. Different things, which our practice can give us. This can be experienced only when we have devotion, dedication, discipline and determination – Four D’s. All these are very important in our practice. You know yogis have a disciplined life. Why we have a disciplined life ? Because our mind shouldn’t get cancala.
Cancala means distracted. If I go for a party late… for example, I’ll tell you, every day I get up at one o’clock [am to practice. One day I get bored and I go to a party… then I go and fight with somebody… then my mind becomes distracted. Next day I think, “Oh why did I do that ?” We don’t want to create circumstances that make us do something… after fifteen days I think, “Oh, why did I do that.” But the yogi’s mind, by practicing every day, day by day, yoga gets stronger within you, and your mind doesn’t sit still, it thinks about ‘what is yoga ?’ Those kind of thoughts should come within you. What is ahiṃsā (non-violence), what is satya, (truth) ?’ These kinds of thoughts should come within you when you are practicing āsana(s).

When you’re practicing yoga these kinds of thoughts should come within you. Then automatically it comes within you, you will start to think “Oh, ahimsa.” When non-violence comes, as being a practitioner, I should follow this. So when you follow that there’ll be no conflicts. Like that each yama, niyama, the ten sub limbs… develop strongly within us, once it gets stronger and stronger we get a better meaning to our practice. If I just keep on doing asana(s) without thinking anything, not getting those kinds of thoughts… it will just become like working out in a gym, lifting weights… What is the use of that ?
A beautiful body what’s the use if you don’t have a good heart.
Without a good heart, good thinking is of no use.

So this āsana is the foundation for our spiritual practice.
To build a spiritual building first the foundation should be proper. So once we are not disturbed by these many things, all you have is purity inside you. Is it not true? So that is the transformation if you do it for a long time when we have dedication, devotion towards the practice – sraddhavam labhate jnanam – sraddha – who has devotion, faith in their practice, he can get the knowledge, he can realize the purity of our practice. If you are very ignorant, if you do for twenty-five, thirty years also, you won’t realize what it is. It just becomes physical.

Once we realize that, the transformation that is trying to happen within you, then you’ll get a beautiful meaning to your practice. It is a development which should happen slowly… when we take birth, how we make this body, slowly we grow our body… So when we are a baby there are many things we don’t know… when we are a child it’s all imagination. Is it not true? It’s all fantasy when we are children. Yoga also starts like that… but as you get older and wiser in practice, the meaning also changes… Early on yoga practice was not wise enough.

As you go deeper, practice becomes deeper, wiser. Like a plant in the ground, it must be nourished properly to make it grow… Once you nourish the plant properly the plant will grow and a flower will blossom. If you don’t nourish the roots then the flower will never blossom. Exactly like that, for asana, yama, niyama are the nourishment which our mind needs to get.
Done like that then the yoga will grow and it will blossom within us. For this it doesn’t happen that easily. To gain something you have to lose something – here you’re losing all the bad things – many things you have to sacrifice… This is what I have learned from, from whom?… My influence is my grandfather [Guruji]. Every day at 3:30am, he was chanting, ready by 4:00am to teach classes. [I learned] by watching him and assisting him for many years.

The relationship between a Guru and Siṣya is like father and son relation. The same [relationship] was between Krishnamacharya and Pattabhi Jois, and one more student Mahadeva Bhat (Guruji’s fellow student). [Guruji] did practice in the morning, theory at 12:00pm every day [with Krishnamacharya]. Like that only the knowledge will transfer to students. In this instant world nobody has the patience. All they want is a piece of paper – what is a piece of paper, which is of no use… The real yoga practitioner doesn’t care if he’s certified, yoga keeps happening within him. The yoga gets stronger and stronger within him. So why I’m telling this is many people have different opinions, different imagination about yoga. If you jump back properly that means you’re a yogi ! Who can do handstand is a big yogi… We have to improve our knowledge, improve our yogic knowledge, spiritual knowledge. Once we improve that within us, then we are trying to become yogis. Now days everybody puts “Yogī(s), Yoginī(s), we have a party please come.” Yogi(s) and Yoginī(s) never go to parties… [A] yogi wants to be silent, to sit, be calm, [to] do his practice. We are still trying to become yogis still trying to become yogini(s).
Still going in that direction but not yet reached. Some are very far, some are ahead, once we get enlightened, we have reached [the end]. What we do in this life carries on to the next life ».

R. Sharath Jois

Yoga teacher Bernadette Stiernet

My basic training is physical education. Injured and very handicapped by the intensive practice of different sports, I discovered Ashtanga Yoga through a friend and again found the pleasure of living. I have now been teaching it for more than 25 years. It is happiness in the awakening of the consciousness of the body and the regain of mobility.

A part from giving replacement courses at Ashtanga Yoga Institute in Brussels, Bernadette has her own organisation:


« Les Heures Claires »
77, route de Bomerée
6032 Mont/ Marchienne
Phone: 071 21 31 57 or GSM :  0475 33 36 77

Email : bernadette.stiernet@hotmail.com


Become an Ashtanga Yoga professor thanks to the training given by the Ashtanga Yoga Institute in Brussels

The Ashtanga Yoga Institute in Brussels perpetuates the teachings of Sri K. Pattabhi Jois. Since 1973, Jean Claude Garnier trains students, in Europe and Asia, to deepen their knowledge about Yoga. Some of the students will find a calling and become a Yoga Professor and in turn, transmit the art of Yoga.

The Institute is open to different currents of Yoga. Jean Claude Garnier pursues the transmission of Ashtanga Yoga as taught by Krishnamacharya and his disciples B.K.S. Iyengar, and Sri K. Pattabhi Jois.

Sri K. Pattabhi Jois

Sri K. Pattabhi Jois

Training and recycling as a Yoga professor, who is concerned ?

  • People who practice Yoga and wish to deepen their self-knowledge in order to obtain a better body and mind balance
  • Those who wish to deepen their approach of the tradition of Yoga
  • Future teachers who wish to teach Yoga in Europe – this requires a commitment to a course of minimum 5 modules
  • Existing Yoga teachers who wish to broaden their personal knowledge with an ancient and dynamic method
  • Yoga teachers who have the obligation to improve and develop their existing skills

How does the training with personal monitoring take place ?

  • You deepen your knowledge of the practice of Yoga: first, second and third series
  • You study Yoga and its philosophy
  • You learn to observe during classes (group and private classes)
  • You progressively assist the teacher during classes
  • You will be supervised as of your first class, in order to answer your questions.

How to obtain a diploma

The Yoga teacher training consists of a set of modules.

At the end of each module there is a practical and theoretical evaluation.

Once you have successfully passed a module, you can move on to the next one.

You need to complete a minimum of 5 modules (A, B, C, D, E, F) and write a thesis which summarizes your studies and research on one of the aspects of Yoga.

This diploma is a requisite to :

  • Practice the profession in European countries
  • Teach in a recognised Institute
  • Register to the national professional database
  • Get an insurance
  • As an asset for your students

 European PDF laws

European Yoga Union: http://www.yogaeurop.com/index.php?categoryid=21

Proto Shiva, of the Indus civilization

Proto Shiva, of the Indus civilization

 Content covered during the training

Theoretical documentation will be given to you at the end of each module in electronic version (with an access to “training”)


  • Anatomy
  • Physiology
  • Psychology
  • Pedagogy
  • Professional ethics
  • History
  • Etymology
  • Indian sacred texts

Also discussed: communication, oral and written expression, dietetics, lifestyle…

 Course content of Training Module A

  • Postural practice first & second series (Sádhaná Yoga)

Postural foundations, supports, reviewing and improvement of postures and their variations; breathing techniques in postures (pranayama); development of concentration, letting go, individual work and group work, workshops, first trials of teaching.


Theoretical courses

  • Classical Indian Tradition through its Vedic origins
  • Invocations (prayer at the beginning of the class): explanation, its significance and its meaning.
  • Theory and practice of Ashtanga Yoga (Mula Bandha, uddiyana, Ujjayi Pranayama, Vinyasa)
  • Knowledge of anatomy related to postural practice
  • Importance of stretching during Yoga postures
  • Use of Sanskrit during courses
  • Religious festivals
  • The creation of the world (Taittiriya Aranyaka viewed by Veda)
  • The life, work and education of Sivananda, Sri Ramakrishna, Swami Ramdas, Yogi Ram Surat Kumar, Sri Yukheswar, Alain Danielou, Krishnamurti.

Check the PDF files to see the content of the other training modules


The admission procedures are common to all schools of the National Federation of Yoga Teachers

To enrol in the first year of training you must:

  • Have practiced Yoga for at least 2 years with one or more teachers and have one of the teachers complete a sponsorship record
  • Be over 18 years old
  • Have a general level of education or equivalent vocational training at high-school level.

When and where:

  • India: the longest training (one month)
  • Greece: condensed training (two weeks)
  • Belgium: all year long (10 weekends from September to June / July)